THE HOME BUYING PROCESS

q Call 800.418.9917 for a representative near you

q Prepare for homeownership

q Evaluate prose and cons

q Learn about the process

Home-buyer education

Individual counseling

q Determine how much you can afford

q Prepare a realistic budget

q Apply for a mortgage

q Get loan pre-approval

q Apply before you shop for a home

q Shop for best terms/rate

q Complete application

q Decide on type of house you want and need

q Affordability

q Size

q Lifestyle

q Make an offer

q Purchase contract

q Earnest money

q Get a home inspection

q Buy insurance and get additional inspections

q Title insurance

q Close the loan

q Sign closing documents

q Seller receives check

q Buyer receive keys

For a professional representative in your area, contact

800.418.9917

Thank you for letting us assist you with your homeownership needs.